When faced with roof storm damage, you may opt for an insurance payout instead of repair.
Fortunately, Heavy Metal Roofing specialises in helping homeowners through this process and can supply a comprehensive roof report for the insurer.
With years of experience in insurance payouts including detailed roof reports, we are well-equipped to help you get the most out of your insurance policy. Find out how below!
Insurance storm damage
Insurance claims don’t have to be confusing, stressful or time consuming.
Here are the steps generally taken to receive your payout and how Heavy Metal Roofing can fast-track your claim:
– Customer calls Heavy Metal Roofing
At this stage, customers are unsure if or what the extent of the damage is.
– Customer calls insurer for assessment/insurer asks for roof report
Heavy Metal Roofing supplies a comprehensive roof report.
– Insurer assessor does site visit
The insurer visits the house to inspect the damage.
– Insurance builder quotes on insurer’s assessment
The insurer will create a quote based on the size of job, inclusions and the severity of the damage.
– Assigned to an insurance builder or cash settle for nominated works
Your claim is complete, and you can start the repair process!
What is a roof report?
A roof report is an important document for all homeowners. It provides detailed information about the condition of your roof, as well as any potential problems it may be facing.
A roof report can tell you if your roof is:
- rusted,
- water, wind or hail damaged,
- the severity,
- or any other issues that need to be addressed.
Furthermore, a roof report will help you determine how long you have before needing to replace your roof altogether or if a band-aid solution would be acceptable.
Roof repair solutions: Heavy Metal Roof report
At Heavy Metal Roofing, we take the following steps to ensure your roof report is thorough and highly detailed:
- We assess the whole roof – inside and out
- We note any items that aren’t to the current building code
- We give a quality check of the roof including if it’s rusted, dented or leaking – identify any problem areas
- We e-mail a detailed report to the insurer (approx. 8 pages including photos, roof types, materials used, colours and accessories needed to repair the roof.)
Roof report cost
At Heavy Metal Roofing, we charge $250 for roof reports. This highly detailed will paint a clear picture for the homeowner and insurer on the roof condition and where the roof is at.
If the client chooses to engage Heavy Metal Roofing for the roof repairs, the roof report will be FREE (valued at $250.)
This will be taken off the total of the bill if the customer decides to use Heavy Metal Roofing for their repairs.
Insurance payout instead of repair
If your decide to opt for an insurance payout instead of repair, Heavy Metal Roofing is your first port of call
We can provide a full roof report to fast-track the claim process and have you back in your home sooner.
If you have had storm damage and require an assessment and roof report, contact Heavy Metal Roofing today.